A major roof replacement is a significant investment. Understanding your financing options helps you make the best decision for your situation.
Common Financing Options
- Contractor financing: often promotional 0% interest periods
- Home equity line of credit (HELOC)
- Personal loans from banks or credit unions
- Credit cards for smaller repairs
- Government programs for energy-efficient upgrades
What to Consider
- Total interest cost over loan term
- Monthly payment impact on budget
- Prepayment penalties if any
- Credit score requirements
- Time to approval and funding
Be cautious of deferred interest promotions. If not paid in full by the promotional period end, interest accrues from day one.
Our Financing Partners
We work with multiple financing partners to offer competitive rates including some 0% interest periods for qualified buyers.
Ask us about current financing promotions during your free estimate. We help you find the best option for your situation.